Compliance

KiAlt operates within India's comprehensive financial regulatory ecosystem. Our platform is designed to help MFDs meet their compliance obligations efficiently and accurately.

• SEBI: We adhere to SEBI's Investment Adviser Regulations and Mutual Fund Regulations, ensuring all platform features support compliant advisory practices.
• AMFI: All MFDs onboarded to KiAlt must hold valid ARN registration. We verify credentials during onboarding and flag renewals proactively.
• RBI: Our payment and transaction infrastructure complies with RBI's guidelines for digital financial services and data localisation requirements.

KiAlt integrates with CKYC (Central KYC Registry) and supports full KYC management for client onboarding. Our Anti-Money Laundering (AML) framework includes:

• Automated KYC status checks and alerts for expiries
• Transaction monitoring for suspicious activity
• PEP (Politically Exposed Person) screening
• Comprehensive audit trails for all client interactions

All client and transaction data is stored on servers located within India, in compliance with RBI's data localisation circular. We use tier-3 data centres with 99.99% uptime SLAs and geo-redundant backups.

KiAlt provides built-in compliance reporting tools to help MFDs prepare for SEBI inspections and internal audits:

• Automated generation of SEBI-format compliance reports
• Full transaction audit trail with timestamped logs
• Client risk profiling records stored for regulatory periods
• Annual compliance calendar with automated reminders

In accordance with SEBI regulations, KiAlt maintains a formal grievance redressal mechanism. Complaints can be submitted through our platform or via SEBI's SCORES portal. All grievances are acknowledged within 24 hours and resolved within 30 days.

For compliance-related queries or to report concerns: