Portfolio
Rebalancing
Markets move. Your portfolio should too. We realign your investments to keep you on track with your goals, manage risk, and capture opportunities.
Stay Aligned
Keep your allocations aligned with your financial goals.
Manage Risk
Control exposure and reduce unnecessary risk.
Capture Growth
Rebalance to stay positioned for new opportunities.
What is Portfolio Rebalancing?
Portfolio rebalancing is the process of adjusting your investment portfolio to maintain your desired asset allocation. Over time, market movements can shift your portfolio away from your original plan — rebalancing brings it back on track.
Why It Matters
Maintain Risk Level
Keep your portfolio aligned with your risk tolerance.
Lock in Profits
Sell high-performing assets and secure gains.
Buy Low, Sell High
Automatically invest more in underperforming assets.
Stay Aligned with Goals
Ensure your investments match your long-term financial goals.
How It Works
Set Target Allocation
Example: 60% Equity, 40% Debt
Monitor Portfolio
Track how allocations change over time
Identify Imbalance
If equity becomes 70%, portfolio is off-balance
Rebalance
Sell excess equity, invest in debt to restore balance
Example (Very Important)
Initial Portfolio:
After Market Growth:
New allocation = 65% Equity
Rebalancing Action:
Types of Rebalancing
Time-Based Rebalancing
Rebalance at fixed intervals (quarterly, yearly)
Threshold-Based Rebalancing
Rebalance when allocation changes beyond a set limit (e.g., ±5%)
Continuous Monitoring
Smart tools automatically track and rebalance
When Should You Rebalance?
- ✓ When allocation shifts significantly
- ✓ During major market movements
- ✓ At regular intervals (6–12 months)
- ✓ After large investments or withdrawals
Common Mistakes
- ✕ Ignoring portfolio drift
- ✕ Over-rebalancing (too frequent changes)
- ✕ Not considering taxes & costs
- ✕ Emotional decision-making
Input Parameters
Current Allocation
Target Allocation
Portfolio Drift
10%
Moderate drift
Current
Target
Rebalancing Actions
Equity
₹1.5L
Debt
₹1.0L
Moderate drift of 10%. Consider quarterly review.
Stay Ahead of Market Moves.
Quarterly reviews and annual rebalancing keep your portfolio aligned with your goals.
Schedule Your Rebalancing Review